Let it be earning

Giving you a Financial Power.

At United Capital Funds, we invest in your future. We pride ourselves on transforming our clients with the smartest financing solutions and world-class service.

  • Funding in as little as 24 hours
  • No obligation — soft credit pull
  • Loans from $10K to $5M
  • Dedicated funding advisor
Pre-qualify in 60 seconds

See how much capital you qualify for.

No impact to your credit. Fast, free, no obligation.

Bank-level securityFunded in 24 hrs
A small business owner welcoming customers in a sunlit storefront
$2.4B+
Capital deployed
12,000+
Businesses funded
24 hrs
From apply to funds
98%
Client retention

United Capital Funds

Why Choose United Capital?

Our core principles are created to support and empower small businesses. United Capital Funds is 100% committed to serving its customers with the smartest financing solutions and world-class service. UCF is the secure financing service that business owners everywhere can rely on.

Decisions in hours

Not weeks. We work at the speed of small business.

Secure & trusted

Bank-level security and transparent terms, always.

24-hour funding

Capital wired directly to your operating account.

Custom terms

Repayment structures designed around your cash flow.

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Work Process

How We Work

Three simple steps from application to funded.

01

Apply Online

Complete our secure 5-minute application with basic business details.

02

Shop Rate

Compare tailored offers from our diverse pool of capital partners.

03

Get Funds!

Approved funds are wired to your account in as little as 24 hours.

Let's get to work

Together.

Talk to a dedicated funding advisor today and find the right path for your expansion.

A team of small business owners collaborating

Our solutions

Types of Financing Options

Specialized capital structures for every stage and every industry.

Revenue Based Finance

Revenue Based Finance

Raise capital by pledging a percentage of future ongoing revenues in exchange for money invested.

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Healthcare Lending

Healthcare Lending

A dedicated healthcare lending team focused on specialized services for medical providers and clinics.

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Asset Based Lending

Asset Based Lending

Loans secured by collateral — inventory, accounts receivable, equipment or other property you own.

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Equipment Leasing

Equipment Leasing

Use the equipment you need for a specified period in exchange for affordable periodic payments.

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Factoring

Factoring

Sell your accounts receivable to a third party at a discount and turn invoices into working capital.

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Merchant Processing

Merchant Processing

Acceptance, processing, and settlement of payment transactions for merchants of every size.

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Debt Consolidation

Debt Consolidation

Combine multiple smaller loans, debts, or bills into one new loan with a single manageable payment.

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Receivables

Receivables

Receive funding based on issued invoices for purchases already made but not yet paid.

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A team meeting discussing a funded project

Projects

Our Past Funding

We have funded all types of businesses — from cafes to clothing stores, construction companies to transportation, import/export to restaurants, supermarkets and beyond.

Restaurants
Healthcare
Retail
Logistics
Construction
Manufacturing
Scott Griffith
"Anytime I've had an issue, I've reached out to The Loan Fund. They've been there from the start to help when I've needed it."
Scott Griffith

Try our easy online application. Receive results in minutes.

Apply Now!

Get in touch

For any inquiries, please call or email us.